A different kind of Health Card (experimented in house)

Every generation needs a revolution - an entrepreneurial revolution

To take care of the health of our staff, we experimented having this kind of health card:

1.  We had contributory:    1:5 ratio.   For every 1 of employee we gave P5.00  If the employee resigns, he gets the P1.00;

2.  The rewards are for not getting sick:

      1.  If you get sick and have to use the card,  the employee premium rises by 10%; the employers does

           not;

      2.  The unspent employee fund for not getting sick is tallied and totaled:  it is a savings health card;

            unlike most health cards which are spend health card.

      3.  There is free med exam at the start of the year blood exam, ecg, etc to make sure you are healthy

      4.  There is PE every Saturday and this is funded by the Health Care fund

This made profit and had accumulated fund as surplus.  For one reason or another, Management discontinued this   SAYANG

Closure to a proposed joint project deal. affected by Guido /Interport case

Every generation needs a revolution - an entrepreneurial revolution

I requested for a ftf meeting in a coffee shop for a closure to a proposed joint project for a 3.5 hectare project in a neighboring town.   A liaison man for the project in charge of titling and  and other legal matters reported 

at the principal is now selling instead of a jpa project.  How could they?  I have a phone number, we have accommodated them with an sizeable advance, and my sil and apo lives in the same condo cluster?

So we set at 3:30 pm in a coffee shop, but the principal was nowhere to be found -  he is sick with hibp.

There are two issues with the project:

1.   There is a conflict between him and his brother.  He wants a jp, his brother wants to sell. But without a title they cant sell.  Interport will buy from them at P1,000 to P1,500.  Very cheap compared to asking of P5,000/sm

2.  No title.  To get a title and here where it becomes confusing

Guido Case - Chan Robles TCT 23777

     1,  Since there is not title it part of the large title of Guido estate covering 3,000+  hectares  TCT                  23777

          There are 3 supposed owners of this estate:   Guido, Rommel and Interport.  To get a free patent

           and or judicial title you need a quick claim from one or all of the above.   The lowest is P200 /sm

           and it was reported that Rommel asks for P2,000/sm driving up transaction costs.

    2.  Interport is a publicly listed company, has high caliber management and legal team.  They are not

         selling but buying

    3.  They have filed cases vs large companies like Sta Lucia, ERRDC

    In my conversation with a Chinese whose property was sold for Interport shares, he said stay

    away from that towns property because no one because of Guido case can ever get a title.  Even

    Interport Resolluces has stacks of lis pendens and documented claimants (with Tax Dec on its                  territory  and seething social unrest)

 What is our resolution with the wife of the principal:

1.  Shelve the project in the meantime, until such time that he and brother resolve differences;

2.  There is a title.

They have to pay, in the meantime penalties and renewal fee for the advances of more than half million

In the meantime, their plan is to sell.  

    would take ages, perhaps centuries to resolve

Future solutions to our vault challenges: cost and heavy weight

Every generation needs a revolution - an entrepreneurial revolution

One of the areas we are trying to solve is a step in a process that requires us to build concrete vaults that are at least 2 tons heavy and required heavy lift machinery, safety protocols and  protection.   It costs us a good 4 number to build plus numerous hours to manufacture store, transport and lower for use

There are numerous solutions being proposed:

1  Same concrete vault but:

    1 . Use of wire mesh and do away with 10 mm rebars, Use of  lightweight concrete :  with chemicals foamed concrete and lahar pebbles (1/4). +  styropor sandwhich

   2.  Use of plastic virgin plastic:  Inca plastic, Quotes being awaited.

   3.  Use of vaults, using recycled plastic Stefanie will ask from Gentri

         For 2 and 3 we ask from waiver from DOH

   4   Concrete panels that are manufactured c/o  JR but are say only 2 inches thick instead of 3 inches, to be delivered as panels in bullk and numbered bolted in site at the excavation to do away with vault hauler.  We need more skilled  workers.