Chase tentatively agrees to pay US govt $13 billion in fines (for saving Bear Stearns?)

From Bloomberg | October 20, 2013

JP Morgan Chase agreed to an unprecedented $13 billion in fines for allegedly being engaged in selling toxic mortgage securities during the 2008 financial crisis.  It was raised from $11 billion.   In the meantime, the criminal liability shall remain unresolved.

JP Morgan President Jaime Dimon personally discussed the deal with US Attorney General  Eric Holder.

The fine would be 1/2 of more than $21.2 billion that JP Morgan Chase earned last year..  Only 7 companies earned more than $13 billion in 2012 according to data compiled by Bloomberg.

It is odd that JP Morgan should face such a litigation. It acquired Bear Stearns which committed the felony, in order to stave off a financial crisis in 2008  It was a compassionate and kind act, and now JP the acquiring company must suffer

The fine has no relation to withdrawal and wire transfer limit being mentioned at Info.wars?