This was the admonition of Atty Gerona in his entrep talk in the last day of the class.
I talked to former businessmen and entrepreneurs who did well before and now impoverished. And I asked them why they are not making comeback (it happenned to me when we divided our inheritance and the majority of sibling invoked a provision of the law which enabled them to exclude me in the corporation).
And their reason (and my reason): they are ashamed.
The key to start up and not making this: to be shameless