Still having many ideas at 62

Although all ready in my second year as a senior, having trained my mind, I am happy that for friends and business friends alike, and even in our own business, I am still able to come up with my own NU 12.  I would have easily complied with my NU 12 requirement.

For instance, in lending;

1.  bridge financing

2.  off balance sheet lending (creative financing)

3.  escrow arrangement

for the real estate:

4.  incremental development

5.  creekside;

6. tiangge mall

7. tiangge cum residential

others;

8. solar panels

9. solar panel financing

10. solar assisted air conditioner

11. SAAC financing

12. 48 vdc solar aircon

13.  heat exchanger for car aircon